Bridging Finance

Fast, Flexible Short-Term Funding When You Need to Move Quickly

When speed matters, bridging finance provides the fast, flexible funding you need. Perfect for auction purchases, property refurbishment, or bridging the gap between buying and selling.

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What Is Bridging Finance?

Bridging finance is a short-term loan secured against property, designed to "bridge" the gap when you need funds quickly. Unlike traditional mortgages that can take months, bridging loans can complete in days or weeks.

These loans are typically used for 3-24 months and repaid when you sell a property, refinance to a mortgage, or complete a development. They're secured against property you own or are purchasing.

Common Uses

  • Auction purchases requiring fast completion (28 days)
  • Property refurbishment before refinancing
  • Breaking a chain when buying before you sell
  • Purchasing unmortgageable properties
  • Business cash flow using property as security
  • Development finance for light refurbishment

How It Works

1

Rapid Assessment

We quickly assess your requirements and property to identify suitable lenders.

2

Terms in Principle

Often within 24-48 hours, we can secure indicative terms from lenders.

3

Valuation & Legal

Fast-track valuation and legal work to meet your deadlines.

4

Funds Released

Completion can happen in as little as 7-14 days from application.

Need to Move Fast?

Get a rapid assessment of your bridging finance options.

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