Harvey Bowes
  • Home
  • About Us
  • Property Finance ▾
    • Commercial Mortgages
    • Buy-To-Let Mortgages
    • HMO Mortgages
    • Bridging Finance
    • Serviced Accommodation
    • Second Charge Mortgages
    • Auction Finance
    • Residential Mortgages
  • Education
  • Gallery
  • Awards
  • Property Meet
  • Contact
Get In Touch

Complaints Procedure

How to Raise a Concern

Our Commitment

At Harvey Bowes, we are committed to providing a high-quality service to all our clients. However, we recognise that sometimes things can go wrong, and when they do, we want to hear about it so we can put things right and improve our service.

What Is a Complaint?

A complaint is any expression of dissatisfaction, whether oral or written, about our services or the conduct of our staff. This includes anything where we have caused or may cause:

  • Financial loss
  • Material distress
  • Material inconvenience

How to Make a Complaint

You can make a complaint by:

In Writing

Complaints Manager
Harvey Bowes Financial Services Limited
7 Bridge Street
Newport

By Email

howard.bowes@harveybowes.com

By Phone

029 2175 4150

Please provide as much detail as possible about your complaint, including:

  • Your name and contact details
  • A clear description of your complaint
  • Details of what went wrong and when
  • What you would like us to do to resolve the issue
  • Copies of any relevant documents

What Happens Next

Acknowledgement

We will acknowledge your complaint promptly, within 5 business days of receiving it. We will confirm the name of the person handling your complaint and how to contact them.

Investigation

We will investigate your complaint thoroughly and fairly. This may involve reviewing relevant records and speaking to staff members involved.

Final Response

We aim to resolve complaints as quickly as possible. We will send you our final response within 8 weeks of receiving your complaint. This response will:

  • Summarise your complaint
  • Explain what we found during our investigation
  • Tell you whether we uphold your complaint
  • Explain any redress or remedial action we are offering
  • Explain your right to refer the matter to the Financial Ombudsman Service

If You Are Not Satisfied

If you are not satisfied with our final response, or if 8 weeks have passed and you have not received a final response, you may refer your complaint to the Financial Ombudsman Service (FOS).

The FOS is a free, independent service for resolving disputes between consumers and financial services businesses.

Financial Ombudsman Service

Exchange Tower
London E14 9SR
Phone: 0800 023 4567 (free from mobiles and landlines)
Email: complaint.info@financial-ombudsman.org.uk
Website: www.financial-ombudsman.org.uk

You must refer your complaint to the FOS within 6 months of receiving our final response.

Our Regulatory Status

Harvey Bowes Financial Services Limited is authorised and regulated by the Financial Conduct Authority under number 782846. You can verify our registration on the FCA Register at register.fca.org.uk.

Harvey Bowes

7 Bridge Street, Newport
Company Number: 09902480

Property Finance

  • Commercial Mortgages
  • Buy-To-Let Mortgages
  • Bridging Finance
  • HMO Mortgages
  • Residential Mortgages

Company

  • About Us
  • Contact
  • Privacy Policy
  • Cookie Policy
  • Complaints Procedure

Newsletter

Get expert insights and exclusive opportunities.

Harvey Bowes Financial Services Limited is authorised and regulated by the Financial Conduct Authority under number 782846.

Think carefully before securing other debts against your home.

© 2026 Harvey Bowes Ltd. All rights reserved.